Vital Issues For Water Heater Installation - The Latest Advice


All The HVAC Advice You Need To Know To Save Money




If you have ever found yourself sweating on a hot, summer day because your air conditioner konked out, or spent a night shivering due to a furnace failure, you know how important HVAC contractors can be. But, you may not know how to hire the best professionals to serve your needs. Continue reading for a wealth of useful advice.

The coils and blades on the fans should be cleaned once a year. Turn it off first so you don't get hurt or break something. Pull out each of the blades and clean them one by one.

When your contractor comes to fix your unit or install a new one, he should walk around your home and investigate what's going on with your current set-up. They should be looking for how much insulation you have, where your windows are and what quality they are and more.

Make sure you ask for an estimate in writing before choosing a specific HVAC vendor. There are a lot of moving pieces when it comes to purchasing these big items. You'll want to compare not only the cost of the equipment, but also the set up and the overall energy costs.

When your contractor comes to fix your unit or install a new one, he should walk around your home and investigate what's going on with your current set-up. They should be looking for how much insulation you have, where your windows are and what quality they are and more.

In order to avoid having any problems with your air conditioning unit, keep all vegetation at least two feet away from the outdoor unit. The unit should be clear of any vegetation on all sides and above. When you mow the lawn, aim the grass clippings away from the a/c unit. This will prevent grass getting inside the a/c and making it malfunction.

Don't allow your home to overheat. Air conditioners can only really cool your home down 20 degrees or so within a reasonable time period. If the temperature in your home reaches 100 degree Fahrenheit, it will only reduce it to 80 or more. While it depends on the humidity, this is not safe for a human to sleep in to recover from the heat of the summer.

Change your air conditioner filter quarterly, or four times a year. This not only keeps the air coming into your home easier and cleaner to breathe, it takes a lot of stress off of your AC unit itself. You get to enjoy health, money savings and reduced energy use altogether at once.

Change your filter on a regular basis. This is one of the easiest HVAC tips that you can do yourself. It is also one of the least expensive things that you can do to ensure that your system is running efficiently. Clogged and dirty filters can make your unit work 5-10% harder.

Be careful of sounds in your HVAC. If the condenser fan begins to make a grating or clicking sound, the blades could be hitting an obstruction. If blades get bent, don't try straightening them. You could unbalance them and cause them to hit the condenser coil. This could loosen the motor in the fan. Try replacing the bent blades with new ones. Make sure the new blades can freely rotate without wobbling.

Do you want to make sure your HVAC unit works for you like it should? It is important to have your unit maintained on a regular basis. Any reputable technician will know exactly what you mean if you call them and ask for a maintenance service on your system.

Improve the efficiency of your air conditioning by installing ceiling fans. Change the airflow direction of the ceiling fans. During the summer, the blades should move in a counter-clockwise direction. During the winter, the blades should move clockwise to help move the hot air in the ceiling down into the room.

Every year hire someone to give your HVAC unit routine maintenance. This will ensure that it works properly throughout the entire year. It will also allow you to have lower heating and cooling bills. When your HVAC is running properly, it will use the least more info amount of energy and save you money.

Want to save the most you can with your HVAC unit? Consider increasing your room temperature by a single degree or two. Each degree means money that stays in your pocket. In fact some estimate that each degree you move up can work out to be around 9% in overall energy savings.

It is important that any contractor you hire is familiar with your make and model of HVAC unit. Ask them what brands they work with most frequently and compare it to what you have. If you can't find a contractor that knows your brand well, instead consider who has the best reputation.

When you are looking to buy a new air conditioner, consider your climate. If you live in a hot, dry area, then an evaporative cooler will be your best bet. If you live in a humid area, opt for a compressor-style unit as it's the only one which will work.

Think about installing a digital programmable thermostat to keep your heating and cooling bills low. These digital thermostats have timers that allow you to completely control your HVAC use. You can set the heat and cooling to only turn on when you are home and to turn off when you are at work.

Hire contractors who offer guarantees of at least 5 year on all labor and parts. This will ensure that you can go back to them to fix anything that goes wrong shortly after your system is installed or repaired. Anyone who doesn't offer a guarantee won't come back unless you pay them again.

If your outdoor compressor unit sits in the sun, consider building a shade over it. Air in the shade is about 5 degrees cooler than air in the sun. This can have a significant impact on your cooling bill. When done properly, you could see up to a 10 percent savings over the season.

When comparing quotes from multiple contractors, think carefully about those on the bottom of the price list. It's likely they didn't really look into your home deeply, or they're making promises they can't keep. Do they offer you a guarantee? Are they insured? Do they have a current licence in your state?

Your HVAC unit is vital to your home. Without regular maintenance, your unit may experience untimely problems. However, this article has given you the advice you need to make sure your HVAC system is always running properly.

Fixing Major Plumbing Problems With A Plunger: Why The Repo Problem Is Deeper Than It Appears


A lot has been written in the news recently about the repo problem. A couple of days ago overnight funding rates spiked to 10%, which has been unheard of since the financial crisis. How can it be that with all the money being printed by global central banks, dealers are not able to finance their holdings of Treasuries overnight at reasonable rates, and a corporate tax payment date can move the Fed funds rate way beyond the Fed’s target range? Could this “latent illiquidity” be a bigger problem than it first appears? Has the Fed lost control of the one thing it can control? My view is that the repo problem is one symptom of large interest rate differentials between the US and the rest of the world, and is causing traditional buyers of US Treasuries, i.e. foreigners, to hesitate because it costs them money to do so on a currency hedged basis. (Source for all data in this paragraph: Bloomberg and the Wall Street Journal).



The Fed’s solution to the whiff of illiquidity in the markets has been to flood the system with more money each morning. The way the Fed has done this is to buy $50 billion to $75 billion worth of Treasuries from dealers every day in exchange for cold hard cash. In the short term, this has driven the lending rates back into their target range. For now. Listening to Federal Reserve Chairman Jerome Powell’s press conference yesterday, it appeared that the Fed has declared victory and they have the situation under control. But I don’t need to remind readers that small anomalies in the basic foundation of markets, like the world’s most powerful central bank not able to control the one rate they need to control, is potentially the symptom of something more structural and consequential. Putting in short-term cash to ease the repo squeeze is like trying to unclog the plumbing of a large city using a plunger.



I believe that the real problem is that the current global financial system and its plumbing has evolved since the financial crisis in a more or less ad hoc and random basis. The Fed, ECB, BOJ and other central banks created a whole slew of acronyms to solve short term problems. This is like building the infrastructure in a house without a coordinated plan, where each room has different size pipes feeding it water, or multiple gauges of electrical wiring distributing electricity.



Let us take the plumbing analogy one step further to see why the problems we are seeing are inevitable, and why throwing more money at it is not a permanent solution. We have the Bank of Japan flooding the system with a huge pipe, taking rates more and more negative and buying up more and more of the local debt. Some of the money leaks out into the rest of world looking for yield. We have the European Central Bank also printing money and making larger and larger pipes that drive money from the core countries to the periphery. Some of this money also leaks out looking for return, since it costs money to keep money at the ECB due to the negative yields. All symptoms are that the banking system is now saturated with free money in Europe, and is beginning to refuse this liquidity spraying out of a firehose. Then we have the Fed, which went from a big pipe to a tiny little pipe as QE became quantitative tightening.

https://www.forbes.com/sites/vineerbhansali/2019/09/19/fixing-major-plumbing-problems-with-a-plunger-why-the-repo-problem-is-deeper-than-it-appears/?sh=790154996773







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